Flutter Payment Gateway Via Paystack

Flutter Payment Gateway Via Paystack

:credit_card: Paystack Plugin for Flutter

build status Coverage Status pub package

Flutter Payment Gateway Via PaystackFlutter Payment Gateway Via Paystack

A Flutter plugin for making payments via Paystack Payment Gateway. Fully supports Android and iOS.

:rocket: Installation

To use this plugin, add flutter_paystack as a dependency in your pubspec.yaml file.

Then initialize the plugin preferably in the initState of your widget.

import 'package:flutter_paystack/flutter_paystack.dart';

class _PaymentPageState extends State<PaymentPage> {
  var publicKey = '[YOUR_PAYSTACK_PUBLIC_KEY]';

  void initState() {
            publicKey: publicKey);

No other configuration required—the plugin works out of the box.

:heavy_dollar_sign: Making Payments

There are two ways of making payment with the plugin.

  1. Checkout: This is the easy way; as the plugin handles all the processes involved in making a payment (except transaction initialization and verification which should be done from your
  2. Charge Card: This is a longer approach; you handle all callbacks and UI states.

1. :star2: Checkout (Recommended)

You initialize a charge object with an amount, email & accessCode or reference. Pass an accessCode only when you have initialized the transaction from your backend. Otherwise, pass a reference.

 Charge charge = Charge()
       ..amount = 10000
       ..reference = _getReference()
        // or ..accessCode = _getAccessCodeFrmInitialization()
       ..email = 'customer@email.com';
     CheckoutResponse response = await PaystackPlugin.checkout(
       context context,
       method: CheckoutMethod.card, // Defaults to CheckoutMethod.selectable
       charge: charge,

Please, note that an accessCode is required if the method is CheckoutMethod.bank or CheckoutMethod.selectable.

PaystackPlugin.checkout() returns the state and details of the payment in an instance of CheckoutResponse .

It is recommended that when PaystackPlugin.checkout() returns, the payment should be verified on your backend.

2. :star: Charge Card

You can choose to initialize the payment locally or via your backend.

A. Initialize Via Your Backend (Recommended)

1.a. This starts by making a HTTP POST request to paystack on your backend.

1.b If everything goes well, the initialization request returns a response with an access_code. You can then create a Charge object with the access code and card details. The charge is in turn passed to the PaystackPlugin.chargeCard() function for payment:

  PaymentCard _getCardFromUI() {
    // Using just the must-required parameters.
    return PaymentCard(
      number: cardNumber,
      cvc: cvv,
      expiryMonth: expiryMonth,
      expiryYear: expiryYear,

    // Using Cascade notation (similar to Java's builder pattern)
//    return PaymentCard(
//        number: cardNumber,
//        cvc: cvv,
//        expiryMonth: expiryMonth,
//        expiryYear: expiryYear)
//      ..name = 'Segun Chukwuma Adamu'
//      ..country = 'Nigeria'
//      ..addressLine1 = 'Ikeja, Lagos'
//      ..addressPostalCode = '100001';

    // Using optional parameters
//    return PaymentCard(
//        number: cardNumber,
//        cvc: cvv,
//        expiryMonth: expiryMonth,
//        expiryYear: expiryYear,
//        name: 'Ismail Adebola Emeka',
//        addressCountry: 'Nigeria',
//        addressLine1: '90, Nnebisi Road, Asaba, Deleta State');

  _chargeCard(String accessCode) {
    var charge = Charge()
      ..accessCode = accessCode
      ..card = _getCardFromUI();

        charge: charge,
        beforeValidate: (transaction) => handleBeforeValidate(transaction),
        onSuccess: (transaction) => handleOnSuccess(transaction),
        onError: (error, transaction) => handleOnError(error, transaction));

  handleBeforeValidate(Transaction transaction) {
    // This is called only before requesting OTP
    // Save reference so you may send to server if error occurs with OTP

  handleOnError(Object e, Transaction transaction) {
    // If an access code has expired, simply ask your server for a new one
    // and restart the charge instead of displaying error

  handleOnSuccess(Transaction transaction) {
    // This is called only after transaction is successful

2. Initialize Locally. Just send the payment details to PaystackPlugin.chargeCard

      // Set transaction params directly in app (note that these params
      // are only used if an access_code is not set. In debug mode,
      // setting them after setting an access code would throw an error
      Charge charge = Charge();
      charge.card = _getCardFromUI();
        ..amount = 2000
        ..email = 'user@email.com'
        ..reference = _getReference()
        ..putCustomField('Charged From', 'Flutter PLUGIN');

:wrench: :nut_and_bolt: Validating Card Details

You are expected but not required to build the UI for your users to enter their payment details. For easier validation, wrap the TextFormFields inside a Form widget. Please check this article on
validating forms on Flutter if this is new to you.

NOTE: You don’t have to pass a card object to Charge. The plugin will call-up a UI for the user to input their card.

You can validate the fields with these methods:


This method helps to perform a check if the card number is valid.


Method that checks if the card security code is valid.


Method checks if the expiry date (combination of year and month) is valid.


Method to check if the card is valid. Always do this check, before charging the card.


This method returns an estimate of the string representation of the card type(issuer).

:heavy_check_mark: Verifying Transactions

This is quite easy. Just send a HTTP GET request to https://api.paystack.co/transaction/verify/$[TRANSACTION_REFERENCE].
Please, check the official documentaion on verifying transactions.

:helicopter: Testing your implementation

Paystack provides tons of payment cards for testing.

:arrow_forward: Running Example project

For help getting started with Flutter, view the online documentation.

An example project has been provided in this plugin.
Clone this repo and navigate to the example folder. Open it with a supported IDE or execute flutter run from that folder in terminal.

:pencil: Contributing, :disappointed: Issues and :bug: Bug Reports

The project is open to public contribution. Please feel very free to contribute.
Experienced an issue or want to report a bug? Please, report it here. Remember to be as descriptive as possible.

:trophy: Credits

Thanks to the authors of Paystack iOS and Android SDKS. I leveraged on their work to bring this plugin to fruition.

Source Code

Please Visit Flutter Payment Gateway Via Paystack Source Code at GitHub